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Capital Credits

Being a member-consumer has its benefits.

How do capital credits work

Your electric cooperative is different from other utilities because it is a not-for-profit business. As a member-consumer, you have a share in the earnings of your not-for-profit electric cooperative. Your Cooperative’s rates are set to bring in enough money to pay operating costs, make payments on any loans and provide an emergency reserve. Revenues in excess of the cost of doing business are returned to co-op’s members as “capital credits.”

Generally the cooperative returns patronage dividends on a 20 year rotation and is based upon the amount of electricity you purchased . Current members receive this dividend as a credit on their December bill. Former members will receive a check from the cooperative, sent to the last known address. Estates of deceased natural persons, who were patrons of the Cooperative, can request early payout.



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